Insurance

Churchwardens are responsible for the care of the land and buildings, furnishings and effects belonging to the church, and for keeping them adequately insured against loss by fire and for maintaining insurance against any other insurable hazard to the church, its property, the incumbents and the churchwardens (Canon 15, Section 4 (10)).

All Parishes and Congregations in the Diocese are required to purchase minimum insurance from the broker designated by the Diocese. This Broker is Aon Reed Stenhouse Inc.

Insurance Renewal Policies and Applications

Aon will send all Parishes their Renewal Policies together with the Renewal Applications at the end of November each year.  These are to be returned to Aon by January the following year.  If you have made changes to your policy during the current year, please contact Aon for your adjusted renewal premium.

Vacant/Unoccupied Properties

In accordance with insurance company requirements, buildings that are vacant and/or unoccupied must be inspected on a regular basis to ensure their ongoing security and integrity. These important protocols must also be followed to ensure that insurance coverage is maintained on all properties. Reporting requirements vary depending on the specific circumstances and season. All parishes are required to immediately report all vacant and/or unoccupied properties to Aon who will then advise of the inspection requirements and will provide any necessary reporting documentation.

All property inspections should be documented in writing; an inspection log is provided as a courtesy for parish use.  Inspection records must be kept on file for reference.

Contacting Aon

Please refer to Aon’s contact list for both the Aon Service Team and the Ecclesiastical Service Team.

For more information, please contact Lilian Qian, Treasurer and Director of Finance, at 416-363-6021, ext. 238 (1-800-668-8932); fax: 416-363-7678.